What is a credit report Wisconsin

If not, you will find it difficult to open new bank accounts and/or write checks. Visit the web sites listed above to learn how to order your free annual reports. And read the PRC's guide on these "specialty what is a credit report Wisconsin reports." www.privacyrights.org/fs/fs6b-SpecReports.htm 8.

ATM cards. If your ATM or debit card has been stolen or compromised , report what is a credit report Wisconsin it immediately. You may be liable if the fraud is not reported quickly.

Start with a phone call and immediately follow up in writing. Be sure to read the debit card contract for information about liability.

Some cards are better protected in cases of fraud than others. ATM and debit card transactions are subject to the Electronic Fund Transfer Act. (15 USC §1693) Even if you are a victim of identity theft, your liability for charges can increase the longer the crime goes unreported. free annual credit report no credit card

For more on EFTA, see the FTC's guide, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm. Also read its guide on electronic banking, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre14.shtm 9. Brokerage accounts. You do not have the same protections against loss with brokerage accounts as you do with credit and debit card or bank accounts. The Securities Investor Protection Corporation ( www.sipc.org ) restores customer funds only when a brokerage firm fails. If an identity thief or other fraudster targets your brokerage account, refer to your account agreement for information on what to do. free credit report government Immediately report the incident to the brokerage company and notify the Securities and Exchange Commission, www.sec.gov Also notify the Financial Industry Regulatory Association, what is a credit report Wisconsin formerly NASD, www.finra.org. To protect against fraud, put a password on each of your investment accounts.

For more on identity theft involving brokerage accounts, how it can happen, and what to do, see the PRC alert, www.privacyrights.org/ar/BrokerageAlert.htm 10. mail. Notify the local Postal Inspector if you suspect an unauthorized change of your address with the post office or if the U.S mail has been used to commit fraud. Notify the local Postmaster to forward all mail in your name to your own address. Postal Service to find the nearest Postal Inspector at (800) 275-8777 or visit what is a credit report Wisconsin its web site at http://postalinspectors.uspis.gov/. reporting identity theft The online complaint form is available at https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx. Postal Service, Criminal Investigations Service Center, Attn: Mail Fraud, 222 S.

Riverside Plaza Suite 1250, Chicago, IL 60606-6100. Secret Service has jurisdiction over financial fraud.